Privacy & Security Policy
First Bank of Dalton Privacy Statement
First Bank of Dalton recognizes and respects your concerns about privacy and security while using our Web Site, Internet Banking and Bill Pay Services. We are committed to taking every precaution possible in order to protect and safeguard your privacy in the same manner as in our traditional banking offices. As a result, we have adopted the following privacy principles so that we may continue to provide top quality service to our valued customers:
Recognition of Your Expectation of Privacy
We recognize that you expect privacy and security for your personal and financial affairs. We understand the need to safeguard our sensitive information about you that you have entrusted to us. We maintain standards and procedures designed to prevent misuse of this information.
Our Collection, Retention, and Use of Information About You
We collect, retain, and use information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you. We collect and retain information about you only for specific business purposes, and we will tell you why we are collecting and retaining it upon your request. We use information to protect and administer your records, accounts and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs and provide you with quality products and superior service.
Our Maintenance of Accurate Information
First Bank of Dalton follows procedures that help assure that your financial information is accurate, current, and complete in accordance with commercial standards. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. While some of these procedures are required by federal or state law, we have implemented additional procedures to maintain accurate, current, and complete financial information, including processes to update information and remove old information.
Limiting Employee Access to Information
First Bank of Dalton has procedures and security levels that limit employee access to personally identifiable information to those employees with a business reason to know such information about you. We educate our employees about the importance of confidentiality and customer privacy through standard operating procedures, special training programs, and the Financial Institution Code of Ethics. We take appropriate disciplinary measures to enforce employee privacy responsibilities.
Security Procedures to Protect Information
First Bank of Dalton maintains security standards and procedures to help prevent unauthorized access to confidential information about you. We update and test our technology to improve the protection of our information about you and to assure the integrity of our information. For additional information about ways to protect yourself, visit our Online Security Tips.
Restrictions on Disclosing Information to Parties Outside the Financial Institution
First Bank of Dalton does not reveal specific information about your accounts or other personally identifiable data to parties outside our organization for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required.
Maintaining Your Privacy in Business Relationships With Outside Third Parties
Sometimes it is necessary to provide personally identifiable information about you to a third party, such as a vendor or service company that provides support or services for one or more of our products. First Bank of Dalton insists that all third parties with a business need to access personal account information adhere to privacy principles similar to our own that provide for keeping such information confidential.
First Bank of Dalton reserves the right to change its privacy principles, along with any related provisions, at any time.